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1-BOWL CARROT APPLE MUFFINS (VEGAN + GF)

Sunday, May 12, 2019

How to Compare Car Insurance Quotes

Compare car Insurance to see how much you could save.

Are you looking for a lower car Insurance premium? If you're buying a new car or shopping around for a new Insurance provider, comparing car Insurance rates is a great way to make sure you're getting the best value.

Comparing auto Insurance quotes doesn't need to be complicated. Follow a few simple guidelines to ensure you're comparing the right components of car Insurance. We're here to help you understand your options and make the best choice for your auto Insurance needs. You can get a free car Insurance quote with GEICO right now.

How to Compare Auto Insurance Quotes

When comparing car Insurance quotes or rates, make sure they're for the same:
  • Coverages
  • Deductibles
  • Limits
Comparing car Insurance can be a straightforward process once you understand what parts of a quote you need to compare. But what about the terminology you encounter when getting an auto Insurance quote? What is the difference between Uninsured and Underinsured Motorist coverages? Read on for a quick and easy overview of the comparison process.

1. Decide on Coverages

When you compare car Insurance rates, make sure you select the same set of coverages for each quote. Coverage requirements vary and some coverages are optional. See our state car Insurance guides for state-specific information.

Here's an overview to help compare coverages:
  • Comprehensive coverage may pay for losses resulting from incidents other than collision
  • Collision coverage may pay for damage to your car when your car hits, or is hit by another vehicle or other object
  • Uninsured Motorist coverage may help compensate you for your injuries caused by a person driving without Insurance
  • Underinsured Motorist coverage may protect you from drivers who cause an accident and may not have enough Insurance to pay for your injuries
  • Medical Payments coverage may pay medical expenses related to an auto accident
  • Personal Injury Protection may pay for your medical treatment, lost wages, or other accident–related expenses
Our Coverage Calculator is your best friend when it comes to understanding the terms you need to know while comparing car Insurance quotes. Other important terms include:
  • Rental Reimbursement may help pay your rental car costs while your car is being repaired as a result of a covered claim
  • Emergency Road Service (ERS) may pay for towing of a disabled car to the nearest shop for repairs or for mechanical labor, up to one hour, at the place of breakdown
  • Mechanical Breakdown Insurance (MBI) may help cover services while your car is repaired or if your car breaks down

2. Choose Deductibles

A deductible is the amount of money you pay out of pocket towards a claim. If you choose a higher deductible, it may lower your premium. Make sure you choose the same deductible for each quote when comparing auto Insurance rates with different insurers.

3. Review & Compare Liability Limits

Liability coverage is required in most states. You can easily check your minimum state car Insurance coverages.
If liability limit doesn't sound familiar, you may know it better in this format: 100/300/50.
That's just an example, but you'll commonly see three numbers listed together on an auto Insurance quote.
  • 100 = $100,000 per person in Bodily Injury liability coverage limit
  • 300 = $300,000 per occurrence in Bodily Injury liability coverage
  • 50 = $50,000 per occurrence in Property Damage liability coverage
Bodily Injury liability coverage may pay if you are in an accident and responsible for another person's injury.

Property Damage liability coverage may pay if you're responsible for damage to another person's property. For more details, review additional information on car Insurance coverages.

If you've stepped up your Insurance terms game as a result of the above information, get a fast auto Insurance quote from GEICO and see how much you could save.

Why choose GEICO when you compare car Insurance?

For over 75 years, we've been working hard to provide outstanding customer service at an affordable price. Here are 10 reasons to switch to GEICO car Insurance:
  1. New customers report an average annual savings over $500*
  2. Lots of auto Insurance discounts available
  3. 97% customer satisfaction rating**
  4. We're available 24/7/365
  5. Our #1 rated Insurance app***
  6. Use your voice to check on your policy
  7. Vehicle Insurance options for your motorcycle, ATV, and RV
  8. Help with property Insurance too: homeowners, renters, and condo
  9. Easy Insurance payments options to fit your budget
  10. Claim repairs guaranteed for as long as you own your car, with Auto Repair Xpress®
With GEICO, you don't have to compromise quality for low-cost car Insurance. Get your free car Insurance quote today.

Edit
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We recently took ẚ trip to Portlẚnd, Oregon where I visited severẚl of our fẚvorite bẚkeries ẚnd coffee shops. Perhẚps my fẚvorite is Cremẚ – home of the biggest, fluffiest, most perfectly sweet zucchini muffin I’ve ever hẚd.

Since I’ve ẚlreẚdy mẚstered the ẚrt of the Gluten-Free Zucchini Cẚke (<- OMG hẚve you tried it yet?), I wẚnted to venture into the lẚnd of cẚrrot cẚke. This recipe would certẚinly work ẚs ẚ cẚke, but I wẚnted to go the  heẚlthier route thẚt didn’t require frosting.

Ingredients

  • 1 1/2 bẚtches flẚx eggs
  • 1/4 cup olive oil
  • 1/3 cup mẚshed very ripe bẚnẚnẚ
  • 1/4 cup ẚgẚve nectẚr or mẚple syrup (or honey if not vegẚn)
  • 1/2 cup unsweetened ẚpplesẚuce (or finely grẚted ẚpple)
  • 1/2 cup brown sugẚr (or sub muscẚvẚdo)
  • 1/2 tsp seẚ sẚlt
  • 1 1/2 tsp bẚking sodẚ
  • 1/2 tsp ground cinnẚmon
  • 1/2 cup plẚin ẚlmond milk (unsweetened)
  • 1 heẚping cup (pẚcked) grẚted cẚrrot
  • 2/3 cup gluten-free rolled oẚts
  • 1/2 cup ẚlmond meẚl
  • 1 heẚping cup gluten-free flour blend
  • 1/4 cup rẚw wẚlnuts (chopped // for topping)


Instructions

  1. Prepẚre flẚx eggs in ẚ lẚrge mixing bowl ẚnd preheẚt oven to 375 degrees F (190 C).
  2. Prepẚre muffin tin with liners or lightly greẚse them.
  3. To flẚx eggs, ẚdd mẚshed bẚnẚnẚ, ẚgẚve or mẚple syrup, olive oil ẚnd whisk to combine.
  4. Next ẚdd ẚpplesẚuce, brown sugẚr, bẚking sodẚ, sẚlt, cinnẚmon, ẚnd whisk to combine.
  5. ẚdd ẚlmond milk ẚnd stir.
  6. ẚdd grẚted cẚrrot ẚnd stir.
  7. ......................
  8. ..............................
  9. .......................................
  10. ........................................................



FULL RECIPES :   minimalistbaker.com



1-BOWL CARROT APPLE MUFFINS (VEGAN + GF)

57 mins 1 hour Serves 2 Ingredients: List of cooking ingredients available on the website,
Rated 5/5 based on 461 customer reviews



Learn More About Car Insurance Coverage



With so many different coverages, it's hard to know what's right for you. Understanding the different types of coverages can help you find the right car insurance policy for your needs and budget. Learn about auto insurance coverage with GEICO.

What is car insurance?

Car insurance helps provide financial protection for you, your family, other passengers, and your vehicle. You can choose the amount of protection by selecting your coverages and limits. An auto insurance policy can provide coverage for:
  • Accidents
  • Liability
  • Medical expenses
  • Property
  • Vehicles

Understanding Your Auto Insurance

Your auto insurance policy consists of multiple coverages that provide protection in different situations involving your vehicle. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.

To better understand your policy, there are several insurance terms you should know:
  • Coverage: protection and benefits provided to you
  • Limits: maximum amount of protection for a specific coverage
  • Policy: contract between you and your insurance company
  • Premium: price of your insurance policy
  • Deductible: portion you pay out of pocket, if you file a claim
When you compare car insurance rates, make sure they're for the same coverages, deductibles, and limits. Shopping for car insurance is easy and fast with GEICO. Learn more about how auto insurance rates are determined.

Types of Car Insurance Coverage

First, let us clarify that there's no such thing as "full coverage." Some people may say full coverage means the minimum liability coverages for their state, comprehensive coverage and collision coverage. But it could also mean something else. Ultimately, you should choose the coverages that are right for you. Full coverage is an insurance myth.

What are the different types of coverages? Auto insurance includes liability coverages, vehicle coverages, coverages for yourself, and other optional coverages.*

Liability Coverages

  • Bodily Injury liability: pays damages for bodily injury or death resulting from an accident for which you are at fault
  • Property Damage liability: pays for damage to someone else's property resulting from an accident for which you are at fault
For serious accidents, you want enough insurance to cover a judgment against you in a lawsuit without jeopardizing your personal assets. Therefore, it's a good idea to have the same level of bodily injury coverage for all your cars. You may also want to consider an umbrella policy which provides additional coverage for more serious accidents and lawsuits.

Medical Coverages

  • Medical Payments coverage: may pay medical expenses related to a car accident
  • Personal Injury Protection coverage: may pay for your medical treatment, lost wages, or other accident-related expenses regardless of who caused the accident

Uninsured Motorist Coverages

  • Uninsured Motorist coverage: may help compensate you for your injuries or property damage caused by a driver without insurance
  • Underinsured Motorist coverage: can protect you from at-fault drivers with insufficient insurance coverage to pay your claim

Vehicle Coverages

  • Collision coverage: may pay for damage to your car when it hits, or is hit by, another vehicle or other object
  • Comprehensive coverage: may pay for damage to your car from theft, vandalism, flood, fire or other covered losses
You may be able to lower your premium if you select a higher deductible. If you have an older vehicle you may want to consider whether you need these coverages as they are normally limited to the cash value of your car.

Additional Auto Insurance Coverages

  • Emergency Road Service
  • Rental Reimbursement
  • Mechanical Breakdown Insurance
There's a lot to learn about auto insurance coverages. If you have questions, contact our licensed insurance agents at (800) 861-8380.

How much car insurance do I need?

The right amount of auto insurance coverage comes down to your needs, budget, and state requirements. Some things to keep in mind when choosing your coverage are:
  • Which coverages and limits does my state require for all drivers?
  • Does my lienholder have coverage requirements?
  • Do I need to protect any other assets, such as my home?
  • How much can I afford to pay out of pocket at any given time?
  • What is my vehicle worth now?
We recommend checking your state insurance minimums and reviewing all coverage options to make sure you have the right coverage. Our Coverage Calculator can help you find the right amount of coverage and the right deductible to fit your budget.

Why should I buy my auto insurance from GEICO?

Five reasons to buy an auto insurance policy from GEICO:
  1. 97% customer-satisfaction rating**
  2. Contact us 24/7/365
  3. Easily manage your policy on the GEICO insurance app
  4. You could save up to 15% with our cheap car insurance rates
  5. Multi-policy discount when you combine home and auto insurance

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